COSTIQ Professionals/Products/AfP360°
Platform · Payment cycle

AfP360° — assurance, productised.

The NEC application-for-payment operating model, digitised end to end — from contractor ERP cost data through to the interim payment certificate. Deterministic at the core, advisory at the edge.

COSTIQ
The operating model

ERP cost data in. Certificate out.

One continuous chain, with the contract mathematics built in at every link — and no re-keying between them.

ERP cost data Standardised SOCC Defined Cost & SCC rules AP1–AP8 workflow E-AFP certificate Payment execution Every figure on the certificate is computed by the deterministic rules engine and is reproducible from its trace — with no model in the loop.
01

ERP extraction & standardisation

Connectors for Insite, COINS, JD Edwards E1, Oracle Fusion and SAP PS map contractor cost data onto one standard SOCC template, with reconciliation and GL lineage preserved. Every figure traces back to the ledger line it came from.

02

The deterministic rules engine

Defined Cost, the SCC supplementary-note rules, fee, retention, the Contractor's share (pain/gain), the Clause 53 fee cap and the certificate waterfall. This is the sole source of certified figures — the AI cannot reach it.

03

The AP1–AP8 payment workflow

Application, assessment, certification, the verification checklist, Disallowed Cost, withholding and Pay Less, period lock and final assessment — each step gated, each gate owned by a named role. The period locks, and the record becomes immutable.

04

The E-AFP interim payment certificate

The full 21-worksheet IPC reproduced as live modules — Stage A/B/C, the six-column grid, the signatory chain and the certificate bundle. The spreadsheet everyone knows, as a system that cannot silently drift.

05

Registers & commercial schedules

Insurance (84.1), bonds and guarantees, the obligations engine, KPI/X20, Third Party Cost/Z15, pass-through and the Previous Payments ledger. The schedules that usually live in someone's spreadsheet, kept where the certificate can read them.

06

Finance integration & payment execution

PO and requisition, invoice matching, goods receipt, payment confirmation, and interest accrual on breach. The certificate does not stop at a PDF.

The architectural invariant

Deterministic core. Advisory AI.

The line between the two is not a policy — it is how the platform is built. Agents prepare, verify, draft and explain. Deterministic services compute. A named human owns every certified figure.

Advisory only — no agent computes, writes or alters a certified amount, issues a notice, or instructs a payment
Reproducible — every monetary figure an agent presents comes from the calculation services and reproduces from its trace
Cite or it doesn't ship — an uncited recommendation is quarantined and never rendered
Human gates — accept, amend or reject is recorded with reasons in the immutable assessment record
Certified figures
Deterministic rules engine only.
The AI layer
Prepares · verifies · drafts · explains.
Certification
Human approval gate, mapped to the signatory hierarchy.
The record
Append-only, audited, 12-year retention.
Who it is for

One record. The right view for each party.

Employers, Project Managers, alliances and Tier-1 contractors work the same assessment period from the same data — scoped to their role, their contract and their obligations.

Role-based views

The right cost picture for every party, contract-scoped, with row-level isolation between contracts.

E-AFP certificates

The contract mathematics built in — fee, retention, share, cap and the waterfall, computed not typed.

Live CVA flags

Anomalies and disallowable-cost candidates surfaced as the period runs, with a clean period-lock flow.

The other half of the cycle

The Cost-Assurance Cockpit

AfP360° runs the payment cycle. The Cockpit independently verifies what it paid for — desktop review, seven documented sampling methods, the 3-way match on every sampled line, and a print-ready CVA briefing note. Run either alone, or both across the same programme.

Explore the Cockpit →
Work with us

Let's verify what matters.

From a single assessment period to AfP360° deployed across your programme — the conversation starts the same way.

hello@costiq.pro